Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.

–Ayn Rand

Welcome to My Debt Epiphany where we candidly discuss our dealings with money, frugal living, lifestyle and everything in between.

I'm Chonce and I'm not just another broke millennial.

I am currently working with my husband to tackle $40,000 in debt. I'm getting smart about how I earn money, savvy with how I save it, and strategic about maintaining the balance of living for today and preparing for tomorrow. All of this is being done in the name of financial freedom. Care to join me?

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Check out the latest blog posts and join the conversation or browse categories that interest you. If you have topics you'd like me to cover, be sure to reach out and request them. I'd love to hear from you!

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Need a professional writer, editor, some extra help with your finances? I recently left my 9-5 job to write and blog full time and I also recently started providing one-on-one financial coaching for clients who need an extra helping hand.


Check out my recommendations in order to save money, earn more money, and manage your finances better. I've spent the past 2 years building this trustworthy list and can highly recommend everything with confidence because I use it myself.