Pretty much everyone has a cell phone these days or else they feel pretty disconnected. From texting to social networking apps, and of course making phone calls, it seems like we cannot live without them and need to have them on our person at all times.
I’m not going to rant about how needy we all are when it comes to our phone. However, I do think we all need to think think twice about how much we’re spending on our monthly bill and data charges.
According to Business Insider, the cell phone bill has increased over the past years, with the average monthly being $161.24. That’s $1,934.88 per year which is just cray. That could afford you a nice Caribbean cruise instead.
While the major cell phone providers tend to dominate the industry with their contract plans, there are other providers that offer quality prepaid plans ran on those same cell networks but at lower prices.
Prepaid phone plans used to be pretty bad but they’ve definitely improved over the years and in most situations, you can use the same smartphones that you’d use with a contract cell phone plan.
If you know you need to lower your cell phone bill this year so you can use your money for others goals and expenses, here are are few of the best options to consider switching to.
First is my favorite. I’ve been with Republic Wireless for more than two years now and they’ve come such a long way. They used to only offer Motorola smartphones, but now they provide a wider variety.
This provider uses wifi connection for calling and texting options whenever possible, then connects to a Sprint network when wifi is unavailable. It’s great because when I’m home, my phone will make calls and text via Wifi obviously. Then when I’m out, I still get the same service but it’s using a cell network
Their no-contract plans range from $15-$90/month. I know what you’re thinking. Paying $90/month for your phone is NOT cheap but it’s really not necessary.
I started with the wifi only plan for $15/month but upgraded to the $30 per month which includes unlimited talk and text along with 2GB of data. I like that plan much better.
I use my phone a lot (more than I’m willing to admit) but I feel like you’d literally have to be on it 24/7 if you were to use the 10GB data plan for $90/month.
To learn more about Republic Wireless, be sure to check out my review.
Straight Talk has high-speed data plan with 5GB of data for $45 per month or a $55 per month plan for 10GB. If you’d like an international talk option, you can pay $60 per month, while receiving 5GB of data.
Since Straight Talk is compatible with GSM and CDMA devices, users who wish to bring their own phone when they switch to their service can do so. The company offers a variety of inexpensive smartphones – along with the latest models from iPhone and Samsung – of which you can purchase outright or take advantage of their payment plan.
Switch to Straight Talk and use the referral code: EOPR-E50B to earn points toward a free plan
Metro PCS uses the T-Mobile network, providing coverage to most of the country. Their no-contract plans start at $30 for unlimited talking and text along with 1GB of LTE data. The provider also allows your phone to become a wireless hotspot, allowing the user to share the LTE data with other wireless devices.
If you need more data, Metro PCS offers 3GB of LTE data for $40 per month, 8GB for $50 per month, and unlimited data for $60 per month. The company includes taxes and regulatory fees in their prices. Less hassle for us!
Their website also features a Data Calculator, where you can estimate how much of each data-consuming category you use in order to figure out which plan best suits your needs.
However, this provider does not provide a family plan but does give a $5 discount to each additional line added to the account, for up to 5 lines.
With Metro PCS, you can choose from a variety of phones including the latest iPhones and Samsung models. Metro PCS does not offer any form of payment plans for the phones.
On the flip side, you are able to bring your own device if they were once used for AT&T or T-Mobile (GSM networks), but not if they’re originally from Sprint or Verizon.
Boost Mobile uses the Sprint network to provide their data services. The company only offers two no-contract plans. The first plan costs $25 per month and offers 2GB of LTE data, while the $50 per month plans offers unlimited data.
For their family plan, Boost Mobile offers $30 per month for the primary line plus $30 for each additional line added to the shared 2GB of LTE data. The unlimited LTE data family plan costs $50 per month for the primary line plus an additional $30 for each extra line. You save $5 each month when you sign up for autopay.
Boost Mobile offers the latest smartphone models from Apple and Samsung, as well as other less expensive Android phones, starting at $29.99.
Cricket runs on AT&T’s network and has plans with varying amounts of gigabytes, all of which are do not require a contract. For $30 per month, you get 1GB of 4GLTE data, with unlimited nationwide talk and text.
Their Basic, Smart, and Pro Plans give you 3GB, 8GB, and 12GB of 4GLTE data, costing $40, $50, or $60 per month respectively. The unlimited data plan costs $70 per month, but you can save $5 per month on each of the last four plans if you sign up for auto-payments.
Like the other companies I’ve listed, Cricket offers different smartphones ranging from inexpensive models to the latest ones, starting at $9.99. Certain models are free if you switch your number from a previous provider.
Cricket does not have financing or payment plans for their phones, so if you want the latest iPhone or Samsung Galaxy, you’ll have to pay upwards of $500.
Each of these companies offers something for everyone, and often times at a cheaper rate than contract plans. You’ll need to be honest with your needs and usage in order to determine which company’s offers will work best for you.
One thing is for certain, though. You won’t need to worry about surprise data charges or overages when you switch to one of these prepaid options.
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