A survey noted that 48% of American couples have arguments about their finances. That’s nearly half! The clash is the result of being on different pages about money. Over time, it can certainly put a strain on your relationship. One way that can be a big help in turning this around for financially feuding couples… Read more
What is a Reverse Budget?
Whether you’re new here or not, you have probably learned quickly how much I like budgeting. Things weren’t always this way. I used to be very anti-budget. Back in 2013 when I started thinking about improving my finances, I had a very low income. The idea of making a budget and actually using it seemed… Read more
Budgeting With a Low Income, Yes It’s Possible
Longtime readers of this blog know that my income hasn’t always been great. Even when I had a low income, I knew that budgeting was the answer if I wanted to get better with money and improve my situation. Some people believe that budgeting is hard when you have a low income because there’s not… Read more
How to Come Up With a Bare Bones Budget
Do you ever wonder how much it truly takes for you to live each month? Sure, you might have a rough budget in place, but do you truly know how much money you’d need just to cover your basic living expenses. It’s one thing to budget, but a general budget includes basic monthly expenses along… Read more
4 Common Budgeting Mistakes You Need to Stop Making
Committing to a budget is one of the best things I could have done to improve my finances and get out of debt. I know most people cringe when they hear the ‘B’ word, but that’s because they’re probably doing it all wrong and making common budgeting mistakes. A budget is basically a spending plan… Read more
How to Eat Well With a $700 Monthly Grocery Budget
Let’s talk about groceries and budgeting. I originally published this blog post in 2015 and explained how my family of three eats well on a $300/month grocery budget. But oh how times have changed! Since then, grocery prices have increased and now we have a $700 monthly grocery budget. By August 2022, the Bureau of Labor… Read more