Should I pay off debt or travel first? There’s a narrative we’ve all heard at some point on financial blogs like this one: Pay down what you owe, then you can enjoy experiences like travel and dining out. On the surface, the stance seems clear and undebatable. But life is not black and white. In… Read more
Debt
Saving and Paying Off Debt With an Irregular Income
Is it possible to make progress when saving and paying off debt with an irregular income? I get this question all the time because most people know I left my stable job for a fluctuating income almost 3 years ago. Initially, I planned to have all my debt paid off by the time I quit… Read more
Debt Management Tips To Survive The Holidays
We see it happen each year. The holiday season comes along, the invites pour in and the shopping list grows. The only problem is you have debt and while you want to be diligent in avoiding digging that hole even deeper, you also don’t want to become a Scrooge this holiday season. These debt management… Read more
Can’t Stop Spending Money? Smart Strategies and Practical Tips to Regain Control
Are you struggling with not being able to control your spending? Just know that you’re not alone, and it’s a challenge that can be overcome. Breaking free from the cycle of excessive spending involves understanding triggers, setting financial goals, and resisting temptations. Utilizing practical budgeting techniques, such as identifying income and expenses, using financial tools… Read more
5 Simple Ways to Stop Stressing About Money
Money is an essential aspect of our lives and one that affects everything we do. From paying bills to buying groceries and even planning for the future, we need money for everything. The thought of not having enough of it or struggling to make ends meet can be extremely stressful and can take a toll… Read more
How to Balance Student Loan Payments with Your Monthly Bills
Right now, Americans owe a total of around $1.78 trillion in student loan debt. That’s a lot of zeroes. Even for those with higher six-figure student loan debt, balancing paying off debt while managing daily living costs is challenging. If you’re one of the many people who need to balance student loan payments with your… Read more