Struggling to come up with your budget and actually stick to it each month? One of the easiest budgeting methods you can start with is the 50 30 20 plan. Also referred to as the 50-30-20 budget, this budgeting style proves that oftentimes less is more when it comes to overcoming the feeling of overwhelm… Read more
Budgets
How To Get Your Spouse On Board With Budgeting
A survey noted that 48% of American couples have arguments about their finances. That’s nearly half! The clash is the result of being on different pages about money. Over time, it can certainly put a strain on your relationship. One way that can be a big help in turning this around for financially feuding couples… Read more
My Monthly Single Mom Budget – Living and Paying Off Debt on $32,000/year
I really don’t like those stereotypes that claim most single moms are low income and struggling to make ends meet. As a former single mom myself, it seemed super discouraging. Don’t get me wrong, can be difficult to be a single mom. You have the only income coming into the household. Plus, you have to… Read more
Books I’m Reading to Improve My Money Mindset
Have you ever felt like you were doing your best to make progress with your finances but not really getting any sustainable results? Over the years, I wasted a ton of time stressing out about money, chasing after money, and inflicting painful budgeting tactics on myself and my family…that didn’t even work. At the end… Read more
Why and How to Create an Annual Budget
Do you ever get budget fatigue? Maybe you understand the importance of budgeting and have your own spending plan, but sometimes it can seem a little tedious or uneventful to keep up with it. Trust me, you’re not alone. Your budget is not meant to stay stagnant. It should change and adapt to your changing… Read more
What a $150 Grocery Budget Looks Like
Do you budget your grocery spending each month? Is your grocery budget one of the most difficult categories to maintain? I’d be lying if I said we didn’t run into some issues with sticking to our grocery budget for my family of three. Food is an essential expense that no one wants to skimp on…. Read more