.The cost of housing can take up a significant amount of anyone’s budget. The general rule of thumb is to keep housing costs around 30% but what about the cost of filling your home with the items you need? Aside from the cost of your housing payment, it’s can also be expensive to fill your… Read more
Saving
Smart Back to School Shopping Strategies to Help You Stretch Your Dollar
It’s that time of year again…back to school budgeting season. I know that families with kids can very well drop hundreds of dollars on sending their children back to school with the latest gear. That’s just not me. My budget is always pretty moderate since I know there are tons of other expenses that I’ll… Read more
7 Smart Ways to Save Money on Back-to-School Clothes
School is almost back in session and back-to-school expenses can really drain your finances if you aren’t careful and let them creep up on you. Back-to-school outfits are probably one of the highest expenses you’ll have during this time of year if you’re a parent, but it doesn’t have to be. I actually like back-to-school… Read more
20+ Frugal Ways to Live Your Best Life
Who said you can’t be frugal and enjoy life? I initially stumbled upon frugality when I was trying to pay off debt and the concept sounded perfect to me – spend less on everyday expenses and put more money toward debt. I essentially became frugal by necessity as I was living way above my means… Read more
Teach Children to Save with These Effortless Strategies
Today I have a guest post from Olivia Williams is a freelance writer and finance enthusiast. She is passionate about teaching people how to increase their income, manage wealth and eradicate debt. Families have different approaches when it comes to finances and teaching kids how to handle money. Some parents opt to impose their frugal lifestyle… Read more
How I’m Rebuilding ALL My Sinking Funds
So, last year something crazy happened and I drained most of my sinking funds. Last fall it was just one thing after another. My husband’s brakes in his car went out then my brakes went out. We have to do some maintenance work on the house, I took a trip in November which used up… Read more