Last year we bought a house. It was a super exciting purchase but we knew we had a lot of work ahead of us. Owning a home means you need to handle all your maintenance and repairs, pay for taxes, and cover every utility bill. There were definitely some hidden expenses that came up. For… Read more
Saving
7 Smart Moves to Make With Your Tax Refund
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more
What Are Sinking Funds and How to Use Them
A kitchen renovation. A new car. A trip of a lifetime. What do these things have in common? They are all commonly listed goals that are considered something to save for. When it comes to the larger things in life, whether it be an event (i.e. Christmas), an item (a new furnace) or an experience… Read more
How I Shop Smart and Save Money on Groceries
I’ve posted about my family’s $300 grocery budget before and how we strive to maintain it each month. I’m not going to lie and say it hasn’t been somewhat of a struggle to maintain this budget, but I stick to it because it allows us to spend less and meet our other financial goals while… Read more
Best 5 Money Challenges To Improve Your Finances
We all strive to master our money in one way or another. Think about it, who doesn’t want to have control over their finances? while getting a grip on your finances takes time and dedication, there is certainly no reason you can’t have fun with the process. The money challenge phenomenon offers ample opportunity for… Read more
How I’m Preparing For Holiday Expenses
The holiday season will be here before you know it. I like to use that time to slow down and enjoy my time with friends and family. I like to partake in my favorite traditions like drinking hot cocoa and watching a Christmas movie, decorating the tree as a family, and looking at lights around… Read more