Who said you can’t be frugal and enjoy life? I initially stumbled upon frugality when I was trying to pay off debt and the concept sounded perfect to me – spend less on everyday expenses and put more money toward debt. I essentially became frugal by necessity as I was living way above my means… Read more
Saving
Teach Children to Save with These Effortless Strategies
Today I have a guest post from Olivia Williams is a freelance writer and finance enthusiast. She is passionate about teaching people how to increase their income, manage wealth and eradicate debt. Families have different approaches when it comes to finances and teaching kids how to handle money. Some parents opt to impose their frugal lifestyle… Read more
How I’m Rebuilding ALL My Sinking Funds
So, last year something crazy happened and I drained most of my sinking funds. Last fall it was just one thing after another. My husband’s brakes in his car went out then my brakes went out. We have to do some maintenance work on the house, I took a trip in November which used up… Read more
10 Cheap Housing Alternatives
Last year we bought a house. It was a super exciting purchase but we knew we had a lot of work ahead of us. Owning a home means you need to handle all your maintenance and repairs, pay for taxes, and cover every utility bill. There were definitely some hidden expenses that came up. For… Read more
7 Smart Moves to Make With Your Tax Refund
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more
What Are Sinking Funds and How to Use Them
A kitchen renovation. A new car. A trip of a lifetime. What do these things have in common? They are all commonly listed goals that are considered something to save for. When it comes to the larger things in life, whether it be an event (i.e. Christmas), an item (a new furnace) or an experience… Read more