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My Debt Epiphany

A blog about getting out of debt and getting on the right track financially

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7 Smart Moves to Make With Your Tax Refund

February 11, 2019By Choncé

Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more

What Are Sinking Funds and How to Use Them

January 31, 2019By Angelique MacArthur

What Are Sinking Funds and How to Use Them

A kitchen renovation. A new car. A trip of a lifetime. What do these things have in common? They are all commonly listed goals that are considered something to save for. When it comes to the larger things in life, whether it be an event (i.e. Christmas), an item (a new furnace) or an experience… Read more

How I Shop Smart and Save Money on Groceries

December 31, 2018By Choncé

I’ve posted about my family’s $300 grocery budget before and how we strive to maintain it each month. I’m not going to lie and say it hasn’t been somewhat of a struggle to maintain this budget, but I stick to it because it allows us to spend less and meet our other financial goals while… Read more

Best 5 Money Challenges To Improve Your Finances

December 27, 2018By Angelique MacArthur

We all strive to master our money in one way or another. Think about it, who doesn’t want to have control over their finances? while getting a grip on your finances takes time and dedication, there is certainly no reason you can’t have fun with the process. The money challenge phenomenon offers ample opportunity for… Read more

How I’m Preparing For Holiday Expenses

October 29, 2018By Choncé

how im preparing for holiday expenses chonce my debt epiphany

The holiday season will be here before you know it. I like to use that time to slow down and enjoy my time with friends and family. I like to partake in my favorite traditions like drinking hot cocoa and watching a Christmas movie, decorating the tree as a family, and looking at lights around… Read more

Ebates Review: Earn Cashback For Everyday Shopping

October 15, 2018By Choncé

Online shopping has becoming more and more popular over the years and often times, we are able to get better deals by comparing retailers’ prices quickly and shopping conveniently from home. Did you know that you could earn cash back from everyday online shopping? Ebates is a free website which offers over thousands of coupons… Read more

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I'm Chonce. Join me on my journey to balance finances with living a great life now and preparing for the future.

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I am a Certified Financial Education Instructor, but the content on this site is not professional advice. I speak from my own personal views and opinions. I may be compensated by a third party company either through advertisements, affiliate links, or reviews found on this site or in my email newsletter but I never recommend products or resources I don't believe in. Read more here.
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