Who said you can’t be frugal and enjoy life? I initially stumbled upon frugality when I was trying to pay off debt and the concept sounded perfect to me – spend less on everyday expenses and put more money toward debt. I essentially became frugal by necessity as I was living way above my means… Read more
Saving
Teach Children to Save with These Effortless Strategies
Today I have a guest post from Olivia Williams is a freelance writer and finance enthusiast. She is passionate about teaching people how to increase their income, manage wealth and eradicate debt. Families have different approaches when it comes to finances and teaching kids how to handle money. Some parents opt to impose their frugal lifestyle… Read more
How I’m Rebuilding ALL My Sinking Funds
So, last year something crazy happened and I drained most of my sinking funds. Last fall it was just one thing after another. My husband’s brakes in his car went out then my brakes went out. We have to do some maintenance work on the house, I took a trip in November which used up… Read more
What Are Sinking Funds and How to Use Them
A kitchen renovation. A new car. A trip of a lifetime. What do these things have in common? They are all commonly listed goals that are considered something to save for. When it comes to the larger things in life, whether it be an event (i.e. Christmas), an item (a new furnace) or an experience… Read more
How I Shop Smart and Save Money on Groceries
I’ve posted about my family’s $300 grocery budget before and how we strive to maintain it each month. I’m not going to lie and say it hasn’t been somewhat of a struggle to maintain this budget, but I stick to it because it allows us to spend less and meet our other financial goals while… Read more
Best 5 Money Challenges To Improve Your Finances
We all strive to master our money in one way or another. Think about it, who doesn’t want to have control over their finances? while getting a grip on your finances takes time and dedication, there is certainly no reason you can’t have fun with the process. The money challenge phenomenon offers ample opportunity for… Read more