I’m super attached to my emergency fund. I saved my first baby emergency fund of $2,000 in 2015 when I’d just started out on my debt payoff journey. Since then, I’ve had a hard time becoming comfortable parting with the money for any reason. It’s important to save money and avoid touching it in case… Read more
Saving
How Does Shopkick Work? Save Money and Earn Rewards
I’ve always loved finding clever ways to save and get more bang for my buck. But recently, the cost of everything has gone up so much that I’m getting back into the habit of saving money as a necessity rather than a choice. As I return back to my more ‘frugal by necessity’ roots, I’m… Read more
4 Best Ways to Battle Lifestyle Inflation and Save Money
Today we have a guest post from Michael. Michael is the owner of Savebly, a personal finance blog, dedicated to helping others to improve their finances and live life on their own terms. Slowly but surely, lifestyle inflation will creep up and it has the potential to ruin you financially, burying you in piles of… Read more
7 Smart Moves to Make With Your Tax Refund
Tax season is among us. If you get a tax refund, it can be easy to think of all the cool things you’ll be able to pay for like fancy dinners, a new T.V., Rachael Ray pots, who knows. Receiving a lump sum or money can feel good, I know, but it’s important to resist… Read more
How to Save Your First $1,000 This Year
If you’ve already set financial goals for the year and saving was one of them, you’ll know that it can be difficult to reach that first $1,000 savings account balance. Life is unexpected and the last thing you want to do is be unprepared in the event that a financial emergency arises. Saving your first… Read more
14 Homemade Gift Ideas for Christmas
You may have heard that it’s the thought that really counts. This couldn’t be any more true when considering Christmas gifts to give your family and friends. Homemade gifts can be just as special and allow you to get creative and use what you know about the person to give them something special. Instead of… Read more