I can’t believe 2016 is practically over. This year has been very eventful and I realize I didn’t provide a 3rd quarter update on my goals. You can see my last update here.
When reviewing the progress made on my goals, I usually tend to refer to my results as ‘pass’ or ‘fail’. I realize that’s not the best way to look at it since my goals and circumstances change throughout the year and I shouldn’t be considering any progress made in the right direction to be a ‘failure’.
I’d recommend this thought process for anyone who has set goals they didn’t quite meet. Don’t consider it a failure because your progress is taking longer than expected.
Here’s how I did with my annual goals.
How My Goals Have Shaped Up
Pay Off As Much Debt as I Can- Met
Earlier this year I set out to knock a huge chunk off my student loan balance and I finally narrowed down my goal by deciding to get my student loans down to at least $10,000. I’m happy to report that my student loan balance is just under $10,000 and my husband and I kicked major butt in terms of our debt payoff this year. You can read more about that here.
I’m overjoyed to know that my student loans will be paid off in full by the end of next year and I’m excited to move forward and not have to worry about them anymore.
Related Blog Posts: What’s Up With These Student Loans?
Get my emergency fund to $5,000 by December 31, 2016- Met easy peasy
The last time I reported on my goals I had already met this one. My husband and I over-saved a bit and haven’t had to touch our EF aside from paying for our a small surgery for our cat.
Improve my work-life balance- Finally achieved!
I’ve been talking about work-life balance on and off all year. For most of this year, my work-life balance sucked because I always had a full schedule and work dominated my life. Now that I’m self-employed, I’m still working a lot of hours but not nearly as much as when I was juggling freelancing with my full time job.
Plus, I feel more in control of my schedule now and I make the effort to prioritize other areas of my life. It took a lot for me to stop associating my income and carer success with my happiness and self-worth, adopting a different outlook and committing to living more intentionally has really helped me find that balance.
Over the past few months I’ve been saying no more than I used to and defending my free time. I’ve accepted that I can’t do everything and made a conscious effort to work on improving my other relationships with people and avoid letting one area of my life dominated the others. Everything in moderation right?
Related Blog Posts: How to Improve Your Work-Life Balance
Start earning $5,000 per month in online income and leave my job by the end of the year – Did not quite meet entire goal
Regular readers know that I got fed up and quit my job to become self-employed earlier than planned this year at the end of August and I have no regrets about that. I love working from home even though it has it’s ups and downs (like the fact that I’m typing this at the library because my internet company had an outage in my area).
Overall, I’m pleased with my decision to make the leap and I have big plans for my business. I didn’t quite hit my $5,000 per month goal but you’ll see that I got pretty darn close if you read my last monthly income report.
I’ll be sharing my first quarterly income report next month along with some updates on my business but one of my main concerns is to avoid getting burnt out. I recently stopped providing virtual assistant services and I’m only accepting new VA clients on a case-by-case basis. That leaves the bulk of my income to come from freelance writing.
I love writing, but I’ve been trying to focus on ways to diversify my income and build up my site and brand more. Hence why my income hasn’t shot up significantly since I quit my job even though it has increased. On one end of the spectrum, I could seek out more freelance writing clients and on the other, I could expand my business and pursue other passions and explore other streams of income.
To be completely honest, I’ve also been trying to take things slow and ease into full-time freelancing while enjoying the freedom and flexibility it provides and I’m glad I gave myself permission to embrace a slow season so I can go full force next year.
I’m excited to see how things turn out in 2017!
Related Blog Posts: Crucial Steps to Take Before Taking a Leap of Faith and Quitting Your Job
Cherishing Precious Moments During the Holidays
Now that I’ve got all those updates out of the way, I wanted to bask in the fact that Christmas is this weekend! I’m super excited and want you all to enjoy your holiday if you celebrate Christmas since you probably won’t hear from me until the following week.
Hopefully you finished all your shopping and now that all the gift giving drama should be out of the way and presents are hopefully wrapped under the tree, I wanted to remind you to cherish some of the simplest, but most memorable experiences of the holiday season.
Whether it’s the smell of fresh-baked sugar cookies as they cool on the stove top, your children’s faces when they open gifts, the satisfying taste of your holiday dinner, that moment of uncontrollable laughter you share with a family member when they tell a funny story, or that state of peaceful serenity as you sit on your couch under a warm blanket staring out the window, cherish these precious moments this holiday.
You’ll never experience them the exact same way again so slow down, be present, be grateful, and enjoy your loved ones.
Have a happy and safe holiday!
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