Welcome to My Debt Epiphany! My name is Chonce and while I’m a 20-something recent college grad living in the midwest, I’m certainly not your average girl.
I’m definitely a woman of many hats as I manage working full time, being a full time mommy to my amazing little son, freelance writing, and working hard and strategically to pay down the debt I’ve accumulated over the years while on the road to financial freedom and stability. Whoo what a mouthful!
I embrace my frugal lifestyle choices without feeling the need to allow my debt to weigh me down to the point where I’m unable to enjoy life. I love to travel, work on DIY projects, try out new recipes, and spend time with my friends and family but I also long to become debt free and maybe even embark on the road toward accumulating wealth somewhere down the line.
Join me as I create a healthy balance enabling me to do both and achieve my goals.
Are you a young professional, college student, or recent college grad? Are you in debt? Are you trying to save but don’t know where to start? Do you need a little motivation or support during your own personal finance journey? You’re definitely not alone.
Let’s explore personal finance together! I’m definitely not a stranger to frugal living seeing as I survived last year with an income of only $8,000. I’m thankful that those days are over.
This personal finance blog will act as my platform to share my distinct journey as I strive to get out of debt along with personal finance tips and techniques that I want to share with others including debt repayment, saving, budgeting, investing, frugal living, maintaining a healthy life and more.
To learn more about me and how I got into debt please click here.
I’m slightly intimidated but excited to have worked up the courage to start my own blog. I’m no personal finance expert, but after reading PF blogs for so long and getting inspired by other people’s stories and progress, I feel it’s only right to come out of the shadows and give back to this generous community by putting my own twist on a topic we can not afford to neglect: personal finance for millennials like myself.
Stop Worrying About Money and Regain Control
Ready to regain control of your money? Take the first step with this free starter pack which includes:
- 2 Monthly Bill Calendar templates
- 1 'Start Paying Off Your Debt' Checklist
- 1 'Drastically Cut Your Expenses' Checklist