Happy hump day everyone! It’s time for me to be accountable and review my monthly budget. While the month isn’t quite over yet, I’ve already finished paying my bills and other expenses and I don’t really plan on spending any more money this week. Last week was pretty rough for me so *fingers crossed* I hope the rest of this week will be pretty mellow.
If you haven’t yet, feel free to check out my debt updates that I post at the end of each month. I just can’t wait to see my debt total drop down and then be eliminated all together 🙂
Before I get to the nitty gritty, I always like to check in on how my month went so I’d like to mention my ‘highs’ to highlight the good and my ‘ lows’ to acknowledge the not so good so hopefully I can make improvements for future months.
After everything that happened this month I’m proud of myself for remaining positive. Positivity and gratitude have always been an issue for me in the past but I’ve been slowly getting better. I realized that life isn’t perfect and stuff happens.
It’s important to remain optimistic and keep moving forward no matter what. Michelle from Making Sense of Cents wrote about how being positive can improve your life and your financial situation and that really hit home with me. By being positive, I was able to think clearer and didn’t stress myself out. I even decided to ramp up my goal of paying off $8000 in debt this year and try to pay off my car completely if possible. You see, positivity 🙂
Anywho, I think I’ve blabbed enough.
Onto the Budget
Living Expenses/Utilities/Other Bills
Fuel: $129 –Hooray for lower gas prices!
Car Repairs: $328
Household Toiletries: $15
Sister’s Phone: $50
My Phone: $12
Car Insurance: $107
Bed Payment: $25
Credit Cards: $100
American Express: $140
Jordan’s Birthday: $160 –party and tablet
My Birthday: $20
Dining Out: $25
Clothes: $13 -birthday dress; last article of clothing I allowed myself to purchase for a while
Car Note: $300
Student Loans: $200
Emergency Fund: $150
Car Savings: $120
Total: $2,781 Eeek!
This was definitely a little more than I usually planned on spending monthly but it was a pretty expensive month for me. I’m really liking this accountability gig and I hope my readers will hold me to it each month.
Sometimes I’m shocked when I count everything up at the end of the month, but it’s a good thing. I need to see where my money is going and track my debt payoff progress. Paying off this debt is so important to me and I hope you all will hold me accountable for this major goal and join in on this journey with me. Overall I’m just thankful to come out on top this month.
How did your month go?
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