If you’re tired of being stuck in the paycheck to paycheck cycle, you’re not alone.


Nearly 8 out of 10 American workers, including 10% of those who make more than $100,000 per year live paycheck to paycheck. Luckily, there’s a clear way out.


You feel like you have no control over your finances and can’t keep track of what’s coming in and going out

Bills quickly eat up your check so it’s often gone before you even get it

You’re tired of responding to others with: “I have to wait until I get paid to do that”

You feel like you can never get ahead even when you have extra money

Debt payments are weighing you down

Impulse purchases are hard to avoid

If one emergency expense popped up, you’d flip because you can’t afford it

I used to live paycheck to paycheck. Now, I live on my own terms.

My name is Choncé! I Created the Budget Beyond Your Paycheck Bundle to help more people break free from living paycheck to paycheck, and eventually the rate race.

As someone who always felt like they never really had enough money to budget with, I sentenced myself to a lifestyle where my paycheck controlled me.

Expenses and debt payments ate up my income and I could never do what I truly wanted to do with my money.

Through a lot of trial and error over the past 4 years, I’ve learned to master my money and no longer live paycheck to paycheck. I created this worksheet bundle to help you implement the steps I took so you can get the same results.


Get Your Finances Organized

Use these worksheets each month to get your finances organized once and for all. No more wondering when bills are due and how you're going to pay them.

Learn How to Budget Better

The Paycheck Budget sheet from the bundle will not only show you how to budget properly while you're living paycheck to paycheck, but it will also show you how to get ahead financially.

Break the Cycle, Regain Control

My video tutorial will show you how to best use the worksheets to stop living paycheck to paycheck while paying off your debt and meeting your other money goals.


budget beyond your paycheck bundle

 Mindful Spending Worksheet

 Paycheck Budget

 Irregular Income Budget

 Daily Expense Tracker

 Bill Payment Checklist

 Debt Reduction Sheet

 10 Habits to Help You Stop Living Paycheck to Paycheck

 A video tutorial showing you how to use everything

What others are saying...

This worksheet bundle helped me track where my money was going and implement a real plan for my finances...something I hadn't sat down and done correctly in years. I also appreciate the instructional video that came with this to help guide me through the process.
- Tameika
I'm paying off my last credit card next week thanks to this system! The mindful spending and paycheck budget worksheets really helped me identify where I could free up more money to pay off debt and stop being bound by my next paycheck.
- Michelle B.
I recently came back from a trip and was relieved to know that I had a spending plan in place and money wasn't going to be tight for our household even though I wasn't going to get paid for another week. Thank you!!

- Gina

Frequently Asked Questions

How do I gain access to the worksheets?

Budget Beyond Your Paycheck is a digital download. Once you purchase the bundle, you will receive a link where you can download the worksheets. 

I recommend printing out a copy of the worksheets each month to help you stay on track to hit your goal of no longer living paycheck to paycheck.

Does this come with instructions?

Yes. I created a video tutorial showing you how to use each worksheet so you can get the best results.

Does this have a guarantee?

No, Budget Beyond Your Paycheck is a digital download. There is nothing for you to return, so there are no refunds. If you download the sheets and use them as directed, you will receive positive results. That said, all sales are final.

Is my payment information safe?

Yes! You can pay with a credit card or PayPal below. It’s just as safe as buying anything else online. (I use a secure third party payment processor.)


When you get the Budget Beyond Your Paycheck Bundle, you’ll also gain access to a bonus worksheet: $1,000 Savings Challenge.

This worksheet will help you develop a savings habit and make it fun!

Download the worksheet bundle today! On sale now for only $15

© My Debt Epiphany 2019